Waiving Insurance Deductibles Now Illegal in Texas

Waiving Insurance Deductibles Now Illegal in Texas

A new law recently took effect in Texas that aims to protect consumers from contractor fraud. Under this new measure, it is now illegal for roofing contractors to waive insurance deductibles for residential or commercial roofing projects. MASCON Inc. provides more information about this legislation below.

Curbing Roof Scams

A storm ravages an area, scam artists are quick to rush to the scene. These unscrupulous individuals who pose as “professional roofers” not only present fake contracts to unsuspecting homeowners but may also offer to waive their deductibles.

From there, the “pros” begin to cut corners by using substandard products and performing shoddy repairs. They often inflate the bill sent to the insurance company to cover the difference. Before the homeowners know it, the scammers have taken their victims’ money and run.

Under the new law, it is illegal for contractors to offer to waive a deductible or promise a rebate for all or part of a deductible. Violators face a $2,000 fine and jail time of up to six months.

How to Avoid Roofing Scams

When hiring a roofer for roof replacement or roof repairs, you need to be on the lookout for scammers. Here are some ways to avoid them:

  • Obtain a written estimate. This should be on the company’s letterhead with clear contact information.

  • Compare quotes from different contractors. This can help you decide which offers are legitimate and which ones are either too high or too good to be true.

  • Verify the contractor’s business name and contact information. You can do this via a quick online search.

  • Ask for references. Make sure the previous customers are local and that they have good things to say about their experience with the contractor.

  • Don’t pay upfront. You may be left with new damage to your finances and the same old damage to your property. Full payment should not be sent until the job is finished to your satisfaction.

MASCON Inc. provides top-notch residential roofing services to local homeowners. From roof repairs to replacements, everything we do is of the highest quality and offered at a reasonable price. Get started with a roof inspection today.

Call (512) 376-5096 or fill out our contact form to request a free quote. We serve residents of Austin, TX, and the surrounding areas.